ACADEMY FINANCIAL TOOL

Academy Decision Assistant

Decision Assistant · 1.1.0-r1

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SCENARIO COMPARISON

6-month decision range

Compare downside, expected and better outcomes before opening the monthly detail.

ConservativeSafe
Projected surplusS$13,614.00 Lowest cash S$35,000.00
ExpectedSafe
Projected surplusS$30,701.66 Lowest cash S$35,000.00
BetterSafe
Projected surplusS$41,439.19 Lowest cash S$35,000.00
QUICK FORECAST

6-Month Better Outlook

Expected IncomeS$118,859.19
Expected ExpensesS$77,420.00
Expected SurplusS$41,439.19
Lowest CashS$35,000.00Sep 2026
No saved 6-month Better baseline yet. Save this forecast to start change tracking.
Sep 26
S$41,072.25
Oct 26
S$47,521.35
Nov 26
S$54,354.82
Dec 26
S$61,580.37
Jan 27
S$68,405.83
Feb 27
S$76,439.19
IncomeExpensesRight value = closing cash
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MONTHLY DETAIL

Budget & Forecast View

MonthIncomeExpensesSurplus / DeficitClosing CashStatus
Sep 2026S$18,842.25S$12,770.00S$6,072.25S$41,072.25Safe
Oct 2026S$19,219.10S$12,770.00S$6,449.10S$47,521.35Safe
Nov 2026S$19,603.48S$12,770.00S$6,833.48S$54,354.82Safe
Dec 2026S$19,995.55S$12,770.00S$7,225.55S$61,580.37Safe
Jan 2027S$20,395.46S$13,570.00S$6,825.46S$68,405.83Safe
Feb 2027S$20,803.37S$12,770.00S$8,033.37S$76,439.19Safe